Deductibles calculators
Compare deductible options and the out-of-pocket cost of a claim.
7 tools
- Deductibles
Auto Insurance Deductible Calculator
Compare two collision or comprehensive deductibles and find how many claim-free years the higher one needs to pay for itself.
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Home Insurance Deductible Calculator
Compare two homeowner deductibles and find how many claim-free years the higher one needs before it pays for itself.
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Deductible Ladder Calculator
Compare the premium at four deductible levels at once and find the step that buys the most saving per dollar of extra exposure.
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Premium vs Deductible Calculator
Weigh a premium saving against the extra exposure it buys, and see the outcome across a horizon with no claims, one claim or two.
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Deductible & Out-of-Pocket Calculator
Apply a deductible, coinsurance, an out-of-pocket maximum and a coverage limit to a specific claim to see what you would actually pay.
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Deductible Break-Even Analysis
Work out the total annual cost of a deductible choice, including the expected claim share and the cash reserve it requires.
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Deductible Decision Tool
Decide between two deductibles on any policy by comparing the annual saving against the extra exposure it creates.
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