Terms of Use

FreeFinanceToolsHub is provided free of charge for personal and professional use. No account is required and no payment is taken.

You may use the calculators and the results they produce in your own work. You may not scrape the site at a volume that degrades it for others, republish its content as your own, or present its output as advice from a licensed professional.

This calculator is provided for informational and educational purposes only. Results are estimates and may not reflect actual rates, fees, taxes, or market conditions.

Using this site does not create an advisory, fiduciary, agency or attorney-client relationship of any kind. Decisions you make after using a tool remain entirely your own.

The calculations are implemented carefully, documented on each page and covered by an automated test suite. They are still provided "as is", without warranty of any kind, express or implied.

Results depend entirely on the values you enter. An estimate built from an out-of-date quote or a mistyped figure will be wrong, and the site has no way to detect that.

The site may be unavailable at times for maintenance or for reasons outside our control. No uptime is guaranteed.

To the fullest extent permitted by law, FreeFinanceToolsHub is not liable for any loss or damage arising from your use of this site or reliance on any result it produces, including financial loss, missed deadlines, lost profits or consequential damages.

Some jurisdictions do not allow certain limitations of liability, in which case the limitations above apply only to the extent permitted in your jurisdiction.

The written content, calculator implementations, design and structure of FreeFinanceToolsHub are owned by FreeFinanceToolsHub and protected by copyright.

You may quote short passages with attribution and a link. You may not reproduce whole pages, republish the tool content, or use it to train a competing derivative service without permission.

This site displays third-party advertising. Advertisements are selected by the ad network, not by this site, and their appearance is not an endorsement of the advertiser, the product or the claims made.

Any dealing you have with an advertiser is entirely between you and them.

Where this site links to another website, it does so because the destination is relevant. It has no control over external sites and takes no responsibility for their content, their accuracy or their privacy practices.

These terms may be updated. Material changes will be reflected in the review date on this page. Continuing to use the site after a change indicates acceptance of the revised terms.

Questions about these terms can be sent to contact@freefinancetoolshub.org.